AdvisorSmith evaluated financial strength, customer satisfaction, ease-of-use, and more to find the best commercial cyber insurance companies. Cyber insurance is becoming increasingly important as companies rely more on digital systems and as cyberattacks, ransomware attacks, and data breaches become more prevalent. Many companies manage sensitive data, including credit card information, customer names...

If your business is forced to stop operating due to a cyberattack, cyber insurance can provide coverage for losses. As more and more businesses rely on computers, electronic systems, and networks to conduct their operations, any disruption to those systems could mean an interruption in business. Businesses that fall victim to cyberattacks may be...

Financial losses from social engineering fraud can be covered with social engineering fraud coverage, often available on a commercial crime or cyber policy. If you’ve ever received a phishing email from someone claiming you have an unpaid bill, then you have experienced social engineering fraud firsthand. Social engineering attacks are constantly bombarding businesses, and all it takes is...

From spear phishing to ransomware, cyberattacks targeting small businesses are on the rise. As cyberattacks become more and more prevalent, cybercriminals are increasingly setting their sights on small businesses. While the payoff for hackers may not be as large when targeting smaller businesses, the success rate for an...

AdvisorSmith sat down with 2019 CBU alumna Emily Anderson to talk about her experiences with the actuarial program. Emily Anderson is an alumna (2019) of California Baptist University in Riverside, California, where she graduated with a Bachelor of Science degree in Actuarial Science. Upon completion of her undergraduate degree, Emily entered graduate school...

Startup business loans encompass a variety of loan types, from SBA loans to microloans, tailored to young businesses just starting out. When you run a startup, finding funding is one of the most pressing challenges you will encounter. Since many lenders require borrowers to have a healthy financial track record, it can be a struggle for...

Finding the right business insurance for your community center is an important step in protecting your business and achieving long-term success. Community centers provide a wealth of services for the local community, from vocational classes to athletic facilities to youth activities. With a wide range of operations and facilities, it’s important for community centers to be...

From term loans to merchant cash advances, we'll walk you through the different types of financing available for small businesses. Small business owners looking for financing have a variety of options available. Banks, online lenders, microlenders, and other organizations offer loan products for businesses at every stage, with a range of terms, options, and interest...

Finding the right insurance for your small business is an important step in protecting your company and achieving long-term success. When you start a small business, you’re likely aware that you will need business insurance, but understanding what insurance policies are truly necessary can be complicated and confusing. Small businesses may want to avoid paying...

Take a look at our mid-year update into the rising average costs of cyber insurance in 2021. Numerous high-profile cyberattacks and ransomware attacks have been reported at companies around the world in 2021. Cyberattacks have hit industries from meat processing to health care, as networked computing systems have become an integral part...