Everything you need to know to apply for cyber insurance and protect your business against cyber threats. In today’s business environment, there are many cyber risks that could put your company’s computer systems or valuable data in jeopardy. Ransomware, cyberattacks, and breaches of security are on the rise and more consequential than...

Directors and officers may breach fiduciary duty and be held personally liable for lapses in cybersecurity. Cyber risk has become a growing threat for directors and officers in recent years. It’s no longer simply an IT issue but a concern for the highest levels of management. Directors and officers can be...

Find out whether you can get a business credit card without submitting your Social Security number and why you might want that option. Why do lenders require a Social Security Number to issue you a credit card and why would a business owner want to get a business credit card with only an EIN number? What are the...

Debt financing is a way of raising capital by borrowing money that must be paid back with interest over time. When you are seeking to raise capital for your company, you will likely turn to either debt financing or equity financing. For companies that do not want to give up ownership in exchange for funding,...

Learn how to find funding for your startup business, from startup grants to microloans to business plan competitions. Launching your own business is challenging, and obtaining capital can be the primary obstacle in an early startup’s life. Luckily, there are many financing options for entrepreneurs, from loans to crowdfunding to business grants. Understanding...

Online business loans are alternatives to traditional bank loans that are faster, more convenient, and processed entirely online. Your small business may need to obtain loans in the course of its growth for a variety of reasons. Online business loans offer small businesses a convenient financing option that is often easier to qualify...

Equity financing is a way of raising capital for your business in exchange for ownership. Equity financing is a way to raise money to fund the growth or operations of a company, especially a startup business. Investors who provide equity capital will be looking to finance companies that have high...

Fidelity Bonds protect your company against theft, fraud, or dishonesty by your employees. Employee theft, dishonesty, and fraud can wreak havoc on your business and reputation. It may be difficult to think of your own employees in a negative light, but the risks are real—employee theft costs employers...

Insurance brokers represent the buyer, while agents represent the insurance companies. When it comes to buying insurance for your small business, should you enlist the help of a broker or an agent? The vast majority of people will use the two terms interchangeably—but in reality there...

P&I Insurance protects shipowners from third-party liability risks associated with owning and operating a vessel. Owning and operating a ship or marine vessel can come with a number of liabilities. Along with damage to the ship and cargo, shipowners must also consider the potential lawsuits that may come from the...