Learn how to find funding for your startup business, from startup grants to microloans to business plan competitions. Launching your own business is challenging, and obtaining capital can be the primary obstacle in an early startup’s life. Luckily, there are many financing options for entrepreneurs, from loans to crowdfunding to business grants. Understanding...

Online business loans are alternatives to traditional bank loans that are faster, more convenient, and processed entirely online. Your small business may need to obtain loans in the course of its growth for a variety of reasons. Online business loans offer small businesses a convenient financing option that is often easier to qualify...

Equity financing is a way of raising capital for your business in exchange for ownership. Equity financing is a way to raise money to fund the growth or operations of a company, especially a startup business. Investors who provide equity capital will be looking to finance companies that have high...

Fidelity Bonds protect your company against theft, fraud, or dishonesty by your employees. Employee theft, dishonesty, and fraud can wreak havoc on your business and reputation. It may be difficult to think of your own employees in a negative light, but the risks are real—employee theft costs employers...

Insurance brokers represent the buyer, while agents represent the insurance companies. When it comes to buying insurance for your small business, should you enlist the help of a broker or an agent? The vast majority of people will use the two terms interchangeably—but in reality there...

P&I Insurance protects shipowners from third-party liability risks associated with owning and operating a vessel. Owning and operating a ship or marine vessel can come with a number of liabilities. Along with damage to the ship and cargo, shipowners must also consider the potential lawsuits that may come from the...

A Surety Bond is a legally binding agreement that provides a guarantee that a company or individual will deliver on their obligations. For certain industries and professions, Surety Bonds are an important tool commonly used to reduce risk for companies. These bonds essentially provide a guarantee that contractual obligations will be met, giving one party in the...

Public Liability Insurance protects your company against third-party bodily injury and property damage claims made by members of the public. No matter how safely you conduct your business, accidents can and do happen. If your business interacts with members of the public—for example, if you run a restaurant or plumbing business—you face a number of...

Commercial Property Insurance provides coverage for your property in the case of an accident or natural disaster. For any business, the property they own plays an important role in the operations of the company. As a financial services firm, you likely own or rent an office to carry out your day-to-day operations...

Key Person Insurance is life insurance your financial services firm purchases on the lives of key employees. As a financial services firm, are you prepared for the unexpected death of a key employee? It could be your investment management firm’s CEO, the founding partner in your accounting firm, or the financial advisor...