A Fidelity Bond is an insurance coverage that protects your company against losses caused by theft, fraud, or dishonesty by your employees. Protecting your business from risk can often be focused on outside hazards, from natural disasters to third-party lawsuits. Threats to your business, however, can often come from within your company. Employee theft, dishonesty,...

Insurance brokers represent the buyer, while insurance agents represent one or more insurance companies. When it comes to buying insurance for your small business, should you enlist the help of a broker or an agent? The vast majority of people will use the two terms interchangeably—but in reality there are important distinctions between these two...

Protection and Indemnity Insurance (P&I) protects shipowners from the maritime liability risks associated with owning and operating a vessel. Owning and operating a ship or marine vessel can come with a number of liabilities. Along with damage to the ship and cargo, ship owners must also consider the potential lawsuits that may come from the...

A Surety Bond is a legally binding agreement that provides a guarantee that a company or individual will deliver on their obligations. What is a Surety Bond? A Surety Bond is a legally binding agreement that provides a guarantee that a company or individual will deliver on their obligations. Surety Bonds help to ensure a...

Public Liability Insurance protects your company against third-party bodily injury and property damage claims made by members of the public. No matter how safely you conduct your business, accidents can and do happen. If your business interacts with members of the public—for example, if you run a restaurant or plumbing business—you face a number of...

Commercial Property Insurance provides coverage for your property in the case of an accident or natural disaster. For any business, the property they own plays an important role in the operations of the company. As a financial services firm, you likely own or rent an office to carry out your day-to-day operations and have purchased...

Key Person Insurance is life insurance your financial services firm purchases on the lives of key employees. As a financial services firm, are you prepared for the unexpected death of a key employee? It could be your investment management firm’s CEO, the founding partner in your accounting firm, or the financial advisor who brings in...

Commercial Umbrella Insurance provides an additional layer of coverage beyond the policy limits of liability insurance policies. With high-dollar claims and lawsuits on the rise, are you prepared for the day when your financial services firm causes a very serious accident or third-party property damage? Although financial services firms aren’t exposed to as many physical...

Workers’ Compensation Insurance provides financial assistance to employees who are injured or fall ill on the job. As a financial services firm, what happens when one of your employees gets injured or falls ill on the job? It could be an accountant who strains her back carrying a heavy file box, a financial analyst who...

Commercial Auto Insurance provides coverage for vehicles owned, leased, or rented by your building design business. As a building design business, your employees may be on the road quite often: driving to building sites, client offices, and even transporting materials if your firm also supervises construction. Are you prepared for the risks on the road...