Take a look at our deep dive into the small business failure rate. AdvisorSmith found that 22% of small businesses fail within the first year, 32% fail within the first two years, and 40% fail within the first three years of business. Half (50%) of small businesses fail...

Take a look at our deep dive into the average small business loan interest rates. The average interest rate for small business loans at the beginning of 2021 is 2.77%. The interest rate charged for small business loans varies widely depending on the type of business, the type of loan,...

Take a look at our deep dive into the average small business loan amount in 2020. The average small business loan amount for U.S. small businesses was $71,072 in 2020. The average loan amount varied widely based upon the type of business borrower, the type of bank or lender, and the...

Take a look at our deep dive into the most and least profitable lines of P&C insurance. The average profitability of the property and casualty insurance industry was 7% over the past five years. This profitability measure is across all lines of property and casualty insurance during the five-year period from 2014-2019....

Take a look at our deep dive into the best and worst places for female-owned businesses. Entrepreneurship and business ownership is an important driver of economic and job growth in the United States. While the majority of businesses in the United States are owned by men, entrepreneurship by women is a...

Take a look at our deep dive into the cities and states with the highest homeownership rates. When many people think about the American dream, owning one’s home is often one of the first things that comes to mind. As a core part of the American narrative, homeownership is often seen as...

Take a look at our deep dive into the most and least expensive states to register a business. Two of the most common forms of business organization in the United States are the corporation and the limited liability company (LLC). Both of these entities are created at the state level, and the rules...

Take a look at our deep dive into the cities where retirees are moving in the United States. When many Americans reach retirement age, they often consider retiring from work and moving to a new city. Although many Americans move to new cities for a variety of reasons, retirees, in particular, may choose...

Take a look at our deep dive into the most affluent small cities in the United States. In this study, AdvisorSmith examined median household incomes in small cities around the country to discover the most affluent small cities in the United States. While the idea of a wealthy American city often brings...

Take a look at our deep dive in the most dangerous roads in the state of New Jersey. In this analysis, AdvisorSmith used data published by the U.S. Department of Transportation’s National Highway Traffic Safety Administration to find the most dangerous roads in New Jersey. With most of the United States being dependent...